Availability
Where Rampy works, and how that is decided.
Rampy runs 6 bank rails across 5 currencies. Which of them you can use depends on where your account is verified — and that is settled by our payments partner during verification, not by us in advance.
This is not a list of approved countries. Availability varies by country, product and payment method, our partner decides it per customer, and it can change. If a rail is not available to you, the app will not offer it.
The rails
Each currency has its own bank rail, with its own timing and its own minimum.
| Currency | Rail | Timing | Minimum order |
|---|---|---|---|
| USD | ACH | 1-3 business days | 100 |
| USD | Wire | same day | 100 |
| EUR | SEPA | same/next day | 100 |
| GBP | Faster Payments | usually within minutes | 100 |
| BRL | Pix | instant, any day of the week | 500 |
| MXN | SPEI | settles in seconds, around the clock | 2,000 |
A sell is priced at 1.99% + 1.99 below 500, then 0.99% + 1.99 from 500 in USD, EUR or GBP, and the local rails carry their own flat fee. Buying is open in GBP for now — a deposit account takes the others. See pricing.
Which countries bank on each rail
A fact about the rail rather than a promise about you: if you bank in one of these, this is the rail your account would use.
GBP· United Kingdom
United Kingdom.
BRL· Brazil
Brazil.
MXN· Mexico
Mexico.
USD· United States
United States.
EUR· Europe
Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland, Vatican City.
The euro rail reaches the euro area, the wider European Economic Area and the states that bank in euros alongside it, because a SEPA account is a SEPA account wherever it is held.
What actually decides it
Where you verify
Our partner approves rails per customer, based on the country your identity or your company is verified in. That is the single biggest factor, and it is decided once.
Which product
A rail can be approved for paying out and not for paying in, or the reverse. Being verified is not the same as every product being switched on.
The asset and the network
Not every stablecoin runs on every network, and not every combination is carried on every rail. The app only offers the ones our partner routes.
It can change
A rule, a sanction or a partner decision can close a route that was open. We do not promise that a route open today stays open.
Not sure whether you are covered?
Verification is free and tells you definitively. If you would rather ask first, support can usually say before you start — a shorter conversation than a rejected application.