For businesses
Stablecoin payments for businesses
Take customer payments as bank transfers and hold stablecoins, or hold stablecoins and pay out to bank accounts. Both directions run from one verified company account, and the funds never sit with us — they move between the payer, our regulated payment partner, and a wallet or bank account the company controls.
A person reads this address. There is no sales team and no enterprise tier — just a conversation about what you need.
How it works
- 1
Verify the company once
A business account is verified as a company rather than as a person: the entity, its registration, and the people who own or control it. Done once, then every product below is open.
- 2
Money in
Permanent bank details in the company's name. Customer payments and invoice settlements arrive as ordinary transfers and convert to stablecoins automatically.
- 3
Money out
Pay the company's bank account, or a supplier's or contractor's, one at a time or several at once. Or send stablecoins to a permanent address that converts and pays a bank account with no order to place each time.
- 4
A team, with approvals
Colleagues get their own sign-in and a role. Orders from anyone who cannot approve wait for an owner or admin, above an amount you choose.
- 5
One record of both
Every movement appears in the company's transaction history with its fee broken out, and the whole thing exports as a CSV your accountant can reconcile against.
Who this is for
Companies invoicing internationally
Bill in the currency the customer pays in and settle into stablecoins, without a correspondent bank in the middle.
Companies paying contractors
Hold stablecoins and pay out to bank accounts in the currencies the rails reach, on a schedule you control.
Crypto-native companies
Revenue in stablecoins, costs in fiat. The auto-convert address handles the second half without anyone placing an order.
What it runs on
Read from the same tables the app routes payments with, so this list cannot describe something an order would be refused for.
- USDACH, Wirein and out
- EURSEPAin and out
- GBPFaster Paymentsin and out
- BRLPixout
- MXNSPEIout
- USDCEthereum, Base, Polygon, Arbitrum, Optimism, Avalanche C-Chain, Solana, Stellar
- USDTEthereum, Solana, Tron
- EURCEthereum, Base, Solana, Stellar
- PYUSDEthereum, Solana
Orders are 1.99% + 1.99 below 500, then 0.99% + 1.99 from 500. A deposit account is 1.99% of what arrives with no flat fee, and we ask you to keep deposits at 100 or above.
The company's own accounts must be in its verified name. Paying somebody else's account — a supplier, a contractor, a director personally — needs their name and address, and each payment has a limit that is lower while the account is new to you. An auto-convert address can pay one of those accounts once it has been linked for a week.
Common questions
Is Rampy custodial?
No. Stablecoins are sent to a wallet address you control, and money is paid out to the bank account you choose — yours, or somebody you are paying. Rampy is designed so that customer assets are not held by Rampy.
Which currencies are supported?
Payouts go to USD, EUR, GBP, BRL and MXN. Deposit accounts take USD, EUR and GBP, and one-off buys are open in GBP; reais and pesos are payout-only. Which you can use also depends on the country your account is verified in.
What fees does Rampy charge?
A buy or a sell is 1.99% + 1.99 below 500, then 0.99% + 1.99 from 500 of the amount you send — pounds on a buy, the stablecoin on a sell. A swap is 0.5% of the amount, with no flat fee. A deposit account or an auto-convert address is 1.99% with no flat fee, which is cheaper than an order below about 500 and dearer above it. The pricing page shows the figures by amount.
Why do I need to verify my identity?
Because money is moving between a regulated banking rail and a blockchain, and the rules that apply to that require it. Verification runs once, through our payments partner, and covers every product.
Is there volume pricing?
Not today. Everyone pays the same published rate, and deposit accounts are 1.99% of what arrives with no flat fee. If your volume makes that the wrong shape, write to sales@rampy.money and say so — that is the conversation that would change it.
Is there an API?
Not yet. Everything described here runs through the app. If an integration is what you need, tell us what you would build and it helps us decide what to open first.
Can we pay suppliers or contractors directly?
Yes. Add their bank account as somebody else's, with the holder's name and address, and pay it in US dollars, euros or pounds (reais and pesos too, for customers from Brazil or Mexico). Several at once from Pay several accounts, for payday. Each payment has a limit, lower while the account is new.
Talk to us about your volume
A person reads this address. There is no sales team and no enterprise tier — just a conversation about what you need.