Stablecoins to your bank
Sell stablecoins to your bank account
Send stablecoins from your own wallet and we pay your bank account, or somebody else's, on that country's rail. You see the fee and the estimate before you commit anything.
- Price
- 1.99% + 1.99 below 500, then 0.99% + 1.99 from 500 of the amount you send
- Minimum
- 100 minimum, in the stablecoin you send
- Custody
- Non-custodial — assets go to a wallet you control
How it works
- 01
Choose the amount and the account
Pick what you are sending and which of your bank accounts is paid. The fee and the estimated payout are shown first.
- 02
Send the stablecoins
We give you a deposit address, and a QR code to scan from a phone wallet. Send from the wallet you named on the order.
- 03
Your bank is paid
The payout lands on the rail for that currency. The status page tracks it, and tells you what the payment will look like on your statement.
What you need
- A verified Rampy account
- A bank account — your own, in the name you are verified under, or the name and address of the person or company you are paying
- Stablecoins in a wallet you can send from
What it supports
Read from the same route tables the app orders against, so this list cannot promise something the app will refuse.
Networks and assets
- EthereumUSDCUSDTPYUSDEURC
- BaseUSDCEURC
- PolygonUSDC
- ArbitrumUSDC
- OptimismUSDC
- Avalanche C-ChainUSDC
- SolanaUSDCUSDTPYUSDEURC
- StellarUSDCEURC
- TronUSDT
Bank rails
- USD · ACHUS bank transfer, 1-3 business days
- USD · WireUS domestic wire, same day
- EUR · SEPAEuro SEPA transfer, same/next day
- GBP · Faster PaymentsUK bank transfer, usually within minutes
- BRL · PixBrazil, instant, any day of the week
- MXN · SPEIMexico, settles in seconds, around the clock
Availability varies by country, product and payment method, and is settled during verification.
Selling, by currency
Each one carries the rail, the timing, the minimum and where the account has to be.
Questions
How does Sell work?
You choose an amount and the bank account to be paid, then send the stablecoins to the deposit address we show. Who can be paid: Your own account, in the name you are verified under, or somebody else's — a person or a business you are paying. For somebody else's, you give their name and address when you add the account, and each payment to them has a limit, lower while the account is new; the app shows it before you pay. In the UK and the euro area the receiving bank also checks the holder's name against its own records, so give it exactly as the bank has it.
What fees does Rampy charge?
A buy or a sell is 1.99% + 1.99 below 500, then 0.99% + 1.99 from 500 of the amount you send — pounds on a buy, the stablecoin on a sell. A swap is 0.5% of the amount, with no flat fee. A deposit account or an auto-convert address is 1.99% with no flat fee, which is cheaper than an order below about 500 and dearer above it. The pricing page shows the figures by amount.
Which currencies are supported?
Payouts go to USD, EUR, GBP, BRL and MXN. Deposit accounts take USD, EUR and GBP, and one-off buys are open in GBP; reais and pesos are payout-only. Which you can use also depends on the country your account is verified in.
What happens if something goes wrong with an order?
Orders carry return instructions, so an order that cannot complete is sent back to where it came from rather than getting stuck. Every order has a status page, and you can report a problem on it.
Turn stablecoins back into money in your bank.
Place an order, send the stablecoins, and we pay your bank on the rail you choose — including reais and Mexican pesos.