Convert USDC to GBP
Send USDC and receive pounds to a UK sort code and account number — yours or somebody you are paying — over Faster Payments. It usually arrives within minutes, at any hour.
USDCyour walletGBPFaster Payments
What to expect
- Rail
- Faster Payments
- UK bank transfer, usually within minutes
- Timing, if you started now
- arrives within about 30 minutes
- This rail ignores the banking calendar.
- Fee
- 1.99% + 1.99 below 500, then 0.99% + 1.99 from 500
- Charged in USDC, shown in full on the preview before you confirm.
- Smallest order
- 100 USDC
- Our partner also will not pay out less than £3 after conversion and fees on this rail; both limits apply.
- Where the account has to be
- A UK bank account — sort code and account number.
- Your own account, or somebody else's — a person or a business you are paying. For somebody else's, you give their name and address when you add the account.
- Networks
- Ethereum, Base, Polygon, Arbitrum, Optimism, Avalanche C-Chain, Solana, Stellar
- USDC on any of these. Check the network as well as the address.
- Faster Payments usually arrives within minutes, at any hour.
- Above £1,000,000 our partner has to use BACS instead, which takes three business days.
The only corridor that runs both ways
Pounds are currently the one currency you can buy stablecoins with as well as sell into, so a UK account can go in either direction. Every other currency on this list is sell-only for now.
Common questions
- Does Faster Payments run at weekends?
- Yes, and overnight. Unlike SEPA Credit and ACH it has no banking-day calendar, which is why a Saturday sale into pounds behaves like a Tuesday one.
- Will my bank ask me to confirm the payee?
- It may. Faster Payments is checked under Confirmation of Payee, so the holder's name you give has to match their bank's record. For your own account it passes normally; for somebody else's, copy their name exactly as their bank has it.
- What fees does Rampy charge?
- A buy or a sell is 1.99% + 1.99 below 500, then 0.99% + 1.99 from 500 of the amount you send — pounds on a buy, the stablecoin on a sell. A swap is 0.5% of the amount, with no flat fee. A deposit account or an auto-convert address is 1.99% with no flat fee, which is cheaper than an order below about 500 and dearer above it. The pricing page shows the figures by amount.
- Is Rampy custodial?
- No. Stablecoins are sent to a wallet address you control, and money is paid out to the bank account you choose — yours, or somebody you are paying. Rampy is designed so that customer assets are not held by Rampy.
- Why do I need to verify my identity?
- Because money is moving between a regulated banking rail and a blockchain, and the rules that apply to that require it. Verification runs once, through our payments partner, and covers every product.
Convert USDC to GBP
Verification is required once and handled by our regulated payment partner. Your funds never sit with us.