For businesses
One account for the company, not one per person.
Verify the business once and use every product from it, with a team of your own. Payouts go to the company’s bank account or to the suppliers and contractors it pays, and stablecoins go to a wallet the company controls — the same non-custodial arrangement as a personal account.
What is different from a personal account
The products are the same. Verification is not, and it is the part worth knowing about before you start.
You verify the company, then the people
The business itself is verified first, and then the people behind it — owners, directors, anyone who controls it, and anyone authorised to sign. Each of them gives a name, a date of birth and what they are to the company.
Owners are listed with their share
Anyone holding 25% or more has to be listed with their percentage. Smaller holdings are still worth recording, and our partner may ask about them.
The company's accounts, and the people it pays
The company's own bank accounts must be in its verified name. Paying anybody else — a supplier, a contractor, a director personally — needs their name and address, and each payment has a limit that starts lower while the account is new.
It takes longer than an individual
Most personal decisions arrive in under a minute. A business review usually takes until the next business day, and can take longer if a document is missing.
What to have ready
Our partner asks for these during verification. Gathering them first makes it one sitting rather than three.
- The registered company name, address and registration number
- What the business does, and roughly what it expects to move
- Formation documents and proof of the registered address
- Each owner, director, controller and signer, with a date of birth
- Ownership percentages for anyone at 25% or more
- A bank account in the company's name
Exactly what is asked for depends on where the business is registered. Companies in the European Economic Area are asked for more, including a national registration number and details of every associated person.
The same five products, priced the same way
There is no business tier and no volume pricing. A company pays what anybody pays.
Buy
1.99% + 1.99 below 500, then 0.99% + 1.99 from 500
Bank money into stablecoins, from 100.
Sell
1.99% + 1.99 below 500, then 0.99% + 1.99 from 500
Stablecoins to the company's bank account, or a supplier's or contractor's — one at a time or several at once.
Swap
0.5% of the amount, with no flat fee
Between stablecoins and networks, with no bank leg.
Deposit accounts
1.99%, no flat fee
Permanent details a client can pay into, with invoices and pay links that mark themselves paid. From 100 a deposit.
Auto-convert addresses
1.99%, no flat fee
A permanent crypto address that converts whatever arrives and pays it into a bank account.
USD, EUR, GBP, BRL, MXN across 9 networks, subject to what the business is approved for. Availability varies by country, product and payment method.
Run by a team, not one login
Roles
Owner, admin, finance, operations, developer or viewer. Each colleague signs in as themselves, and each role can do only what it says.
Approvals
Orders from a colleague who cannot approve wait for an owner or admin — every order, or only those above an amount the owner sets.
Pay several accounts at once
Payday for contractors or suppliers: a list of payouts, checked against each payee's limit, then sent one after another.
Nothing changes quietly
Adding a bank account, a teammate or a new approval rule needs a code from the person's email, and the owner is emailed each time.
What companies use it for
Get paid in stablecoins
Give clients or an employer bank details. What arrives converts to USDC, USDT, EURC or PYUSD in a wallet you control, for 1.99%.
Read more
Stablecoin payments for businesses
Take customer bank transfers as stablecoins, or pay stablecoins out to a company bank account. One verified company account, non-custodial throughout.
Read more
Convert stablecoins to your bank automatically
A permanent address that converts anything sent to it and pays your bank account. 1.99% with no flat fee per payout, and non-custodial throughout.
Read more
Questions before you start?
If you want to know whether your setup is supported before going through verification, ask us first — it is a shorter conversation than a rejected application.
Moving serious volume? Everyone pays the same published rate today — there is no enterprise tier and no volume pricing. If that is the wrong shape for you, write to sales@rampy.money and tell us what you need. That conversation is the one that would change it.