Pricing
A percentage and a flat fee on buys and sells, a percentage alone on swaps and deposit accounts, the same on every rail. The fee and the amount you should expect to receive are shown before you confirm anything.
Buy and Sell
1.99% or 0.99% + a flat fee
Bank money into stablecoins, or stablecoins back to your bank. 1.99% + 1.99 below 500, then 0.99% + 1.99 from 500, charged in what you send: pounds on a buy, the stablecoin on a sell.
Buying is open in GBP, from 100 GBP. Selling pays out in USD, EUR, GBP, BRL or MXN, from 100 of the stablecoin you send.
Swap
0.5%
Between stablecoins, between networks, or both. No flat fee and no bands: the same rate on any amount.
From 20 of the stablecoin you send.
Deposit account or auto-convert address
1.99%
Permanent bank details in USD, EUR or GBP that convert what is paid in, or a permanent crypto address that converts what is sent and pays your bank.
No flat fee, so cheaper than an order below 500 and dearer from there. We suggest payments of 100 or more; smaller ones still convert.
What we do not charge
Nothing extra
No account fee, no monthly minimum, and no charge for opening a deposit account or holding one.
Not ours, and shown where they apply: the network's fee to send coins, your own bank's charges (some US banks charge to receive a wire), and the exchange rate when two currencies differ.
How the fee is worked out
The same calculation the app charges with, in the units of whatever you send.
| You send | Below the threshold | From the threshold | Threshold | Minimum |
|---|---|---|---|---|
| GBPBuying | 1.99% + 1.99 | 0.99% + 1.99 | 500 | 100 GBP |
| A stablecoinSelling, in the coin you send | 1.99% + 1.99 | 0.99% + 1.99 | 500 | 100 |
- The threshold. From 500 the lower rate applies to the whole order, so an order just under it costs more than one at it: 499 costs 11.92 and 500 costs 6.94. If you are close, sending 500 is cheaper.
- Rounding. The percentage is worked out to the cent, rounded to the nearest one, and the flat fee added. That total, to two decimals, is the fee on your order and on your receipt.
- Wire payouts. A payout by US wire carries an extra 10, which is what our partner charges us per wire, passed on at cost. ACH and same-day ACH carry no such charge.
- Reais and pesos. You never pay a fee in them: a payout to BRL or MXN is a sell, priced in the stablecoin you send.
What that works out at
The flat part does not shrink with the order, so it is a larger share of a small one. Next to it, what a deposit account or an auto-convert address would charge on the same amount, with no flat fee.
| You send | Order fee | Effective rate | Deposit account or auto-convert |
|---|---|---|---|
| 100 | 3.98 | 4% | 1.99 |
| 300 | 7.96 | 2.7% | 5.97 |
| 400 | 9.95 | 2.5% | 7.96 |
| 499 | 11.92 | 2.4% | 9.93 |
| 500 | 6.94 | 1.4% | 9.95 |
| 1,000 | 11.89 | 1.2% | 19.90 |
| 5,000 | 51.49 | 1% | 99.50 |
Green where the deposit account or auto-convert address is the cheaper of the two. A swap is 0.5% at any amount, with no flat fee.
Before you order
- Every order shows the fee and an estimate of what you will receive before you confirm it.
- Where the two sides track different currencies, the amount you receive follows the rate on the day.
- Availability varies by country, product and payment method, and is settled during verification.
- Prices here are what the app charges; if the two ever disagree, the app is right and this is a bug.