Permanent bank details for automatic conversion
Deposit accounts that convert automatically
Permanent bank details of your own. Anything paid into them is converted and sent to your wallet without you placing an order — which suits money arriving on a schedule you do not control.
- Price
- 1.99% of each deposit, with no flat fee
- Minimum
- 100 a payment suggested
- Custody
- Non-custodial — assets go to a wallet you control
How it works
- 01
Open an account
Choose a currency and the wallet address that receives the converted stablecoins. Our partner issues the account details, which are yours alone to pay into.
- 02
Pay into it, whenever
Share the details with a client, a payroll provider or yourself. There is no order to place and no amount to agree in advance.
- 03
It converts on arrival
Each payment is converted and sent to your wallet, and appears in your transactions with a receipt like any other movement.
What you need
- A verified Rampy account
- A wallet address to receive the converted stablecoins
- A currency it takes: USD, EUR or GBP. Reais and pesos are payout-only
- Payments of 100 or more, which we suggest rather than enforce: smaller ones still convert
- Use: an account with no payment for 60 days closes, after an email at least 14 days before. Reopening keeps the same details
What it supports
Read from the same route tables the app orders against, so this list cannot promise something the app will refuse.
Networks and assets
- EthereumUSDCUSDTPYUSDEURC
- BaseUSDCEURC
- PolygonUSDC
- ArbitrumUSDC
- OptimismUSDC
- Avalanche C-ChainUSDC
- SolanaUSDCUSDTPYUSDEURC
- StellarUSDCEURC
- TronUSDT
Bank rails
- USD · ACHUS bank transfer, 1-3 business days
- USD · WireUS domestic wire, same day
- EUR · SEPAEuro SEPA transfer, same/next day
- GBP · Faster PaymentsUK bank transfer, usually within minutes
Availability varies by country, product and payment method, and is settled during verification.
Buying, by currency
Each one carries the rail, the timing, the minimum and where the account has to be.
Questions
What is a deposit account?
Permanent bank details in your own name, in USD, EUR or GBP. Anything paid into them is converted and sent to your wallet without you placing an order, which suits money that arrives on a schedule you do not control. Priced at 1.99% with no flat fee. We suggest payments of 100 or more; smaller ones still convert, though our partner's own minimums can apply. An account with no payment for 60 days closes, after an email at least 14 days before; reopening keeps the same details.
What fees does Rampy charge?
A buy or a sell is 1.99% + 1.99 below 500, then 0.99% + 1.99 from 500 of the amount you send — pounds on a buy, the stablecoin on a sell. A swap is 0.5% of the amount, with no flat fee. A deposit account or an auto-convert address is 1.99% with no flat fee, which is cheaper than an order below about 500 and dearer above it. The pricing page shows the figures by amount.
Which currencies are supported?
Payouts go to USD, EUR, GBP, BRL and MXN. Deposit accounts take USD, EUR and GBP, and one-off buys are open in GBP; reais and pesos are payout-only. Which you can use also depends on the country your account is verified in.
Is Rampy custodial?
No. Stablecoins are sent to a wallet address you control, and money is paid out to the bank account you choose — yours, or somebody you are paying. Rampy is designed so that customer assets are not held by Rampy.
Permanent bank details that top up your wallet automatically.
Bank details in your own name, in USD, EUR or GBP. Pay into them whenever you like and the stablecoins arrive without placing an order.