Convert USDC to MXN
Send USDC and receive pesos to a CLABE — yours or somebody you are paying — over SPEI. It is fast, and it has one scheduled gap worth knowing about.
USDCyour walletMXNSPEI
What to expect
- Rail
- SPEI
- Mexico, settles in seconds, around the clock
- Timing, if you started now
- arrives within about 30 minutes
- This rail ignores the banking calendar.
- Fee
- 1.99% + 1.99 below 500, then 0.99% + 1.99 from 500
- Charged in USDC, shown in full on the preview before you confirm.
- Smallest order
- 100 USDC
- Our partner also will not pay out less than MX$50 after conversion and fees on this rail; both limits apply.
- Where the account has to be
- A Mexican CLABE. SPEI does not reach accounts outside Mexico.
- Your own account, or somebody else's — a person or a business you are paying. For somebody else's, you give their name and address when you add the account.
- Networks
- Ethereum, Base, Polygon, Arbitrum, Optimism, Avalanche C-Chain, Solana, Stellar
- USDC on any of these. Check the network as well as the address.
- SPEI settles in seconds and runs around the clock.
- Our partner's bank takes SPEI down for maintenance every Thursday from 06:00 UTC for up to two hours. A payout handed over in that window waits for it to end.
How to do it
- 1Verify your identityOnce, for everything. Mexico is open to customers from Mexico.
- 2Turn Mexico onUnder Verification, press Turn on next to Mexico. Our partner approves it from the verification you have already done — sometimes after you accept its updated terms, which the page links to if so.
- 3Add your CLABEUnder Bank accounts, add the Mexican account by its 18-digit CLABE — yours, or that of somebody you are paying. We check the number before saving it.
- 4SellChoose MXN, pick the CLABE, and send your USDC from your wallet. The pesos arrive over SPEI, usually in seconds. An auto-convert address can pay the same account automatically.
The one rail here with a scheduled gap
SPEI otherwise settles in seconds around the clock, which is exactly why the weekly maintenance window surprises people — everything about this corridor says it never sleeps. A payout handed over during it is not lost; it waits and settles when the rail comes back. The window itself is listed above, from the same source the app uses to decide what to tell you on the day.
Common questions
- Do I have to be Mexican?
- Yes. Payouts in pesos are for customers from Mexico, paid into a Mexican bank account by its CLABE.
- Can I buy USDC with pesos, or get an MXN deposit account?
- Not on Rampy. Pesos are for payouts only — selling, or an auto-convert address paying out.
- What is a CLABE?
- An 18-digit Mexican account number that identifies the bank and the account together. Your bank shows it in the app; it is not the same as the card number.
- Does it have to be in my name?
- No. Your own account, in the name you are verified under, or somebody else's — a person or a business you are paying. For somebody else's, you give their name and address when you add the account, and each payment to them has a limit, lower while the account is new; the app shows it before you pay.
- What fees does Rampy charge?
- A buy or a sell is 1.99% + 1.99 below 500, then 0.99% + 1.99 from 500 of the amount you send — pounds on a buy, the stablecoin on a sell. A swap is 0.5% of the amount, with no flat fee. A deposit account or an auto-convert address is 1.99% with no flat fee, which is cheaper than an order below about 500 and dearer above it. The pricing page shows the figures by amount.
- Is Rampy custodial?
- No. Stablecoins are sent to a wallet address you control, and money is paid out to the bank account you choose — yours, or somebody you are paying. Rampy is designed so that customer assets are not held by Rampy.
- Why do I need to verify my identity?
- Because money is moving between a regulated banking rail and a blockchain, and the rules that apply to that require it. Verification runs once, through our payments partner, and covers every product.
Convert USDC to MXN
Verification is required once and handled by our regulated payment partner. Your funds never sit with us.