Buy USDC with a GBP bank transfer
Pay from your own UK bank account and receive USDC at a wallet address you control. No exchange account, no balance held with us, and the fee shown before you confirm anything.
GBPFaster PaymentsUSDCyour wallet
What to expect
- Rail
- Faster Payments
- UK bank transfer, usually within minutes
- Timing, if you started now
- arrives within about 30 minutes
- This rail ignores the banking calendar.
- Fee
- 1.99% + 1.99 below 500, then 0.99% + 1.99 from 500
- Charged in GBP, shown in full on the preview before you confirm.
- Smallest order
- 100 GBP
- Our partner also will not pay out less than £3 after conversion and fees on this rail; both limits apply.
- Who may pay in
- You, your employer, or a business — not another person.
- Payments from an account in your own name are always fine.
- Networks
- Ethereum, Base, Polygon, Arbitrum, Optimism, Avalanche C-Chain, Solana, Stellar
- USDC on any of these. Check the network as well as the address.
- Faster Payments usually arrives within minutes, at any hour.
- Above £1,000,000 our partner has to use BACS instead, which takes three business days.
Send the reference, or it cannot be matched
Every order carries a unique reference that has to appear in the Faster Payments reference field. A transfer that arrives without it cannot be attributed automatically and needs a person to sort out — which is the single most common reason a buy sits waiting.
Common questions
- Why is buying only open in pounds?
- It is the rail we have switched on for buying so far. Selling is open in five currencies, and a deposit account takes incoming payments in dollars, euros and pounds without an order.
- Where do the coins go?
- To the wallet address you give when you place the order. They never sit in a Rampy balance, and we cannot recover them if the address is wrong — check the network as well as the address.
- What fees does Rampy charge?
- A buy or a sell is 1.99% + 1.99 below 500, then 0.99% + 1.99 from 500 of the amount you send — pounds on a buy, the stablecoin on a sell. A swap is 0.5% of the amount, with no flat fee. A deposit account or an auto-convert address is 1.99% with no flat fee, which is cheaper than an order below about 500 and dearer above it. The pricing page shows the figures by amount.
- Is Rampy custodial?
- No. Stablecoins are sent to a wallet address you control, and money is paid out to the bank account you choose — yours, or somebody you are paying. Rampy is designed so that customer assets are not held by Rampy.
- Why do I need to verify my identity?
- Because money is moving between a regulated banking rail and a blockchain, and the rules that apply to that require it. Verification runs once, through our payments partner, and covers every product.
Buy USDC with pounds
Verification is required once and handled by our regulated payment partner. Your funds never sit with us.