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Bank money to stablecoins

Buy stablecoins with a bank transfer

Pay from your own bank account and receive stablecoins at a wallet address you control. No exchange account, no balance held with us, and the fee shown before you confirm. Buying is open in GBP for now. Paying in USD or EUR? A deposit account takes those, without an order. Reais and pesos are payout-only.

Price
1.99% + 1.99 below 500, then 0.99% + 1.99 from 500 of the amount you send
Minimum
100 GBP minimum
Custody
Non-custodial — assets go to a wallet you control

How it works

  1. 01

    Choose what you are buying

    An amount, a network and a stablecoin. We show the fee and an estimate of what you will receive before anything is confirmed.

  2. 02

    Make one bank transfer

    We give you the account details and a reference. Send that exact amount, including the reference, from an account in your own name.

  3. 03

    The coins reach your wallet

    Our payments partner converts and sends them to the address you gave. You can watch the status the whole way.

What you need

  • A verified Rampy account
  • A GBP bank account in your own name
  • A wallet address on the network you are buying on

What it supports

Read from the same route tables the app orders against, so this list cannot promise something the app will refuse.

Networks and assets

  • EthereumUSDC
  • BaseUSDC
  • PolygonUSDC
  • ArbitrumUSDC
  • OptimismUSDC
  • Avalanche C-ChainUSDC
  • SolanaUSDC
  • StellarUSDC

Bank rails

  • GBP · Faster PaymentsUK bank transfer, usually within minutes

Availability varies by country, product and payment method, and is settled during verification.

Buying, by currency

Each one carries the rail, the timing, the minimum and where the account has to be.

Questions

  • How does Buy work?

    You choose an amount, a network and an asset, and we show the fee and the estimate before you confirm. You then make one bank transfer for that exact amount, including the reference we give you, and the stablecoins reach your wallet. Orders start at 100 GBP and are open in GBP for now — a deposit account takes dollars and euros too.

  • What fees does Rampy charge?

    A buy or a sell is 1.99% + 1.99 below 500, then 0.99% + 1.99 from 500 of the amount you send — pounds on a buy, the stablecoin on a sell. A swap is 0.5% of the amount, with no flat fee. A deposit account or an auto-convert address is 1.99% with no flat fee, which is cheaper than an order below about 500 and dearer above it. The pricing page shows the figures by amount.

  • Which stablecoins are supported?

    USDC, USDT, EURC, PYUSD, across 9 networks. Not every asset runs on every network, and the app only ever offers the combinations our partner actually routes.

  • Why do I need to verify my identity?

    Because money is moving between a regulated banking rail and a blockchain, and the rules that apply to that require it. Verification runs once, through our payments partner, and covers every product.

Turn pounds into stablecoins with a bank transfer.

Place an order, send one bank transfer for that exact amount, and the stablecoins reach your wallet.

Buy stablecoins with a bank transfer · Rampy.money