How to Get Paid in USDC as a Freelancer
Clients do not have to hold crypto for you to be paid in USDC. Give them bank details that convert on arrival, or an invoice they can pay by transfer.
Plenty of freelancers would rather hold dollars on-chain than in a local bank, or simply want to be paid faster and more cheaply across borders. The obstacle is usually the client: most businesses pay by bank transfer and are not going to buy crypto to pay an invoice. You do not need them to.
Option 1: give them a wallet address
If the client already holds stablecoins, this is the cheapest route: they send USDC to your wallet and nothing is converted. Give them the address and the network together, in writing, and ask for a small test payment the first time.
Option 2: bank details that convert to USDC
A deposit account is a set of bank details in your name. The client pays it by ordinary bank transfer, as they would anyone else, and the money is converted to USDC and sent to your wallet on its own. It costs 1.99% of each payment with no flat fee, and we ask you to keep payments at 100 or above. Get paid lists the currencies open to you.
- Nothing to place and nothing to cancel: whatever arrives is converted, including a payment made twice.
- You choose the coin, the network and the wallet when you open it, and can change the wallet later.
- Payments from a business in its own name are accepted; some rails limit or refuse payments from third parties.
Option 3: send an invoice with a pay link
From Get paid you can create an invoice with an amount and a due date, and send the client its link: a page with your bank details and the invoice number to quote as the reference. When the payment arrives into your deposit account it converts as usual, and the invoice is marked paid on its own — you are emailed when it is.
Which to use
| Wallet address | Deposit account | Invoice and pay link | |
|---|---|---|---|
| Client pays with | Stablecoins | Bank transfer | Bank transfer |
| Cost to you | Nothing from us | 1.99% of each payment | 1.99% of each payment |
| Tracks what is owed | No | No | Yes, marked paid on arrival |
Turning it back into money
When you need local currency, sell from your wallet to your bank account for 1.99% + 1.99 below 500, then 0.99% + 1.99 from 500 per order, or set up an auto-convert address that pays your bank whatever arrives on it.
Open bank details that convert payments into USDC.
Get paid in stablecoinsFrequently asked
Does my client need crypto to pay me in USDC?
No. With a deposit account they pay ordinary bank details by transfer, and the money reaches you as USDC.
What does it cost?
A deposit account is 1.99% of each payment with no flat fee. A client paying you USDC directly costs you nothing from us.
Can I send an invoice?
Yes. From Get paid, create an invoice with an amount and due date and send the client its link. It is marked paid on its own when the payment arrives.