Get Paid in Euros by SEPA, and Keep It in Euros as EURC
Euros in, euros out. A EUR deposit account takes SEPA payments and can deliver EURC, so nothing is exchanged into dollars unless you ask it to be.
Most stablecoin services assume you want dollars. If you invoice in euros and spend in euros, converting every payment into USDC and back again costs you twice and leaves your money moving with the exchange rate in between.
A EUR deposit account can avoid that. It gives you bank details for SEPA payments, and what arrives can be delivered as EURC, a stablecoin that tracks the euro. Euros in, euros out.
How it works
- Verify once, then open EUR bank details on Get paid.
- Choose EURC and a network that carries it: Ethereum, Base, Solana or Stellar. Choose USDC instead if you want dollars.
- Give your clients the account holder name, IBAN and BIC. They pay by SEPA, usually the same or the next business day.
- Each payment converts at 1.99% and arrives in your wallet, with an email each time.
EURC or USDC?
| EURC | USDC | |
|---|---|---|
| Tracks | The euro | The US dollar |
| Currency exchange on arrival | None | Euro to dollar, at the rate on the day |
| Good for | Earning and spending in euros | Paying people or services priced in dollars |
| Networks | Ethereum, Base, Solana, Stellar | 8 networks — all of Rampy's except Tron |
Who can pay into it
| Paying from | Accepted? |
|---|---|
| A registered business | Yes, with no limit |
| Your own bank account | Yes, unlimited |
| Another person's personal account | Not enabled by default. Write to us before asking someone to pay you, or the payment is likely to be returned. |
SEPA payments over €1,000,000 travel by SEPA Credit and take one business day rather than seconds.
What it costs
1.99% of each payment, with no fixed fee: €19.90 on a €1,000 invoice. Keep each payment at 100 EUR or more; smaller ones still convert, at a proportionally higher cost.
EUR bank details in your name, paid by SEPA, delivered as EURC or USDC.
Open EUR bank detailsFrequently asked
Is EURC the same as euros in a bank?
No. It is a stablecoin issued to track the euro, held in your own wallet. It is not a bank deposit and is not covered by deposit insurance.
Can I receive EURC and USDC from the same details?
Each set of details delivers one stablecoin on one network, the one you chose when you opened it.
Can customers in the EU use it?
Yes. EUR deposit accounts are open to customers verified in the EU and EEA.
Can a friend pay me?
Not by default. Payments from another person's personal account are likely to be returned unless you have asked us first.